Estimate your net pay after PAYE income tax, National Insurance and pension contributions.
Treated as deducted before tax (net pay arrangement) but not before National Insurance.
Take-home pay is your gross salary minus income tax, employee National Insurance and any pension or other deductions. This calculator uses the standard rates for England, Wales and Northern Ireland:
It does not include student loan repayments, benefits in kind, other tax codes or Scottish rates.
Employers also pay National Insurance on salaries above the secondary threshold, so the cost of an employee is higher than their gross pay. Payroll software calculates both sides and reports them to HMRC through RTI.
ETaxFlow calculates tax and NI, issues payslips and submits RTI to HMRC.
Gross salary minus income tax, employee National Insurance and any pension or other deductions. Income tax uses the Personal Allowance and the 20%, 40% and 45% bands; National Insurance is 8% between £12,570 and £50,270 and 2% above.
No. It uses England, Wales and Northern Ireland rates. Scotland sets its own income tax bands, so Scottish results will differ.
The contribution is deducted before income tax (a net pay arrangement) but not before National Insurance.
It is reduced by £1 for every £2 of income above £100,000 and is nil at £125,140.
No. It is an estimate. ETaxFlow’s payroll calculates PAYE and NI for each employee, issues payslips and submits RTI to HMRC.
Go deeper on the rules behind the numbers